FWD Life Insurance Corporation (FWD), one of the fastest-growing insurers in the Philippines, launches The One for pet lovers—a plan designed to protect policyholders while also supporting animal welfare through the Philippine Animal Welfare Society (PAWS).

As of 2024, 68% of Filipino households own pets—roughly seven in every 10 families have a dog or a cat. For millions, pets are more than companions, as they are already considered a member of the family. This has made animal welfare a shared cause, with Filipinos showing strong empathy for animals in shelters, on the streets, or abandoned without care.

According to PAWS, over 13 million dogs are strays and struggling, which is more than half of the country’s estimated 23.29 million dog population. At the same time, the pet food market has also shown a significant growth in 2025, estimated at 348.5 million USD. This stark contrast between the thriving pet care industry and the plight of stray animals underscores both the deep affection Filipinos have for their pets, along with the gap that needs to be addressed in terms of caring for the overall wellbeing of those left behind. 

Protecting oneself while contributing to a greater cause

Studies show that the bond between humans and pets mirrors that of parents and children—going far beyond companionship. In fact, 98% of pet owners worldwide report health benefits such as increased happiness, reduced loneliness, and lower stress levels. 

Pets form deep emotional connections with their humans, instinctively wanting them to stay safe and healthy. FWD champions this bond by encouraging pet owners to protect themselves through The One for pet lovers—a one-year life insurance plan with customizable benefits for accidental death and/or critical illness. Beyond self-protection, every policy carries a purpose, as a donation is made to support PAWS programs in medical care, animal rehabilitation center operations, and efforts against animal cruelty —providing protection for both people and animals.

 “As the insurer of the next generation, we believe that protection today goes beyond financial security—it’s about safeguarding the vulnerable and nurturing the values that shape a more compassionate society,” said Gavin Lai, Chief Marketing & Digital Commerce Officer at FWD. “By supporting animal welfare, an advocacy close to the hearts of Filipinos, we empower policyholders to take part in nation-building through collective action. Caring for animals reflects our commitment to protecting all lives while enabling everyone to build their best future."

Community of Compassion

The impact of The One for pet lovers goes beyond individual policyholders as it is creating a community that is protected and whose collective compassion can save countless lives.

“Every rescued animal tells a story of second chances,” said Atty. Anna Cabrera, PAWS Executive Director. “Through FWD’s support, our work continues—providing medical care, rehabilitating abused animals, and advocating for animal protection laws. Each policy purchased under The One for pet lovers brings us closer to our vision.”

For as low as ₱330 per year, anyone can secure coverage while giving animals a fighting chance all in just a few clicks on the FWD Online Shop.

FWD Life Insurance (FWD Philippines) is offering VIP treatment to the biggest OPM fans at the Clark Aurora Music Festival set to happen on April 6 and 7.

Today’s biggest Pinoy Pop (PPOP) group, SB19, is set to headline the first day of the highly anticipated music festival, alongside breakout Filipino artists like Adie, Juan Karlos, and more. Meanwhile, OPM legends Rico Blanco, Parokya ni Edgar, and Kamikazee will be rocking the stage on the second day.

With more than 150,000 attendees expected this year, opting for the VIP treatment will help make the most out of the two-day event.

Celebrate your passion for music with FWD

In celebration of its 10th year anniversary, FWD Philippines recently launched The One for music lovers, an accessible insurance policy that starts at PhP 330 available at the FWD Online Shop. For a limited time only, policy holders of The One for music lovers who already purchased their tickets can upgrade to an Orange Ticket for free!

This means your Silver (Php500), Gold (Php1,000) or SVIP (Php3,000) ticket can be amped up into an Orange Ticket for each tier and enjoy exclusive perks, such as:

• Access to the Orange Lane. Skip the long lines with a special lane exclusively just for Orange Ticket holders.
• Early entry. Get on the concert grounds 30 minutes earlier than the rest.
• Free FWD merch. Fan out with essential festival merch items from FWD.
• More surprise benefits on ground to complete your ultimate Aurora Music Festival experience.

“We want attendees of the Clark Aurora Music Festival to experience the best way to celebrate living through their passion for music,” said FWD Chief Marketing and Digital Business Officer, Roche Vandenberghe. “As the insurer of the next generation, FWD continues to do its part in nation-building by providing affordable and accessible products to music-loving Filipinos.”

More than the free upgrade, The One for music lovers also provides customizable coverage for loss of hearing, loss of speech, paralysis, motor neuron disease, stroke, other major critical illnesses, and accidental death for 18 to 70-year-old Filipinos or legal residents of at least 6 months, and who are in good health.

The One for music lovers is part of the FWD Celebrate living series, which includes the insurance brand’s innovative protection policies including The One for gamers that is specifically designed to complement the lifestyle of the Filipino gaming community.

Ready to thank yourself later and enjoy 1Oxperiences at the Aurora Music Festival? Get The One for Music Lovers by visiting shop.fwd.com.ph or contact an FWD financial advisor today.

FWD Life Insurance (“FWD”) has introduced FWD Online Shop (shop.fwd.com.ph), its digital platform that offers easy-to-buy insurance with exclusive rewards, including online shopping vouchers, unlimited 24/7 telemedicine access and consultations with licensed general physicians.

“We’re committed to making insurance easier to buy, claim, and understand. Our FWD Online Shop allows our customers to conveniently select the right insurance product for them whenever they want and wherever they may be. With just a few clicks, they can be financially protected and even get rewarded for doing so. Through this innovation, we’re changing the way people feel about insurance and encouraging them to celebrate living,” said FWD Philippines Chief Marketing and Digital Business Officer, Roche Vandenberghe.

Through FWD Online Shop, customers can choose from a wide selection of insurance products that fit their budgets and meet their specific needs. It offers a fully digital experience that presents easy-to-understand insurance policies, as well as simple and quick processing of purchase and claiming benefits. 

One of the innovative products available at FWD Online Shop is the recently launched The One, a life insurance plan that allows customers to customize their coverage with add-ons to match their needs. Designed for every Filipino, regardless of their stage in life, they can select one, two, or all three of the following benefits: death benefit, accidental death benefit, and critical illness benefit. Policyowners are also rewarded with a cup of coffee available 20 days from purchase.

For those looking for affordable short-term coverage, FWD offers Set for Tomorrow – Short Term Cover Digital Life Insurance that protects the insured’s family from a sudden loss of income or unpaid loans or mortgages should the unexpected happen. The plan provides comprehensive benefits, including a maximum of Php 5 million coverage, spouse extension benefit, terminal illness benefit, overseas benefit, and funeral benefit.

As an exclusive reward, Set for Tomorrow provides the insured with an FWD Card, an interest earning savings account issued by Security Bank with zero maintaining balance, and one-year unlimited consultation at The Medical City Ortigas.

Customers can also give the gift of life protection to their loved ones through KanGift at only Php 1,799 per year. It is an insurance gift voucher that they can use to purchase KanLive Life Insurance Plan, KanMend Critical Illness Insurance Plan, KanGuard Accidental Death Insurance Plan, or all three, depending on their priorities. KanLive gives one-year unlimited medical consultations at Aventus Clinics, KanMend rewards the insured with six months telemedicine access with KonsultaMD, and KanGuard offers one-year global emergency services with Assist America.

To learn more about the rewards, visit shop.fwd.com.ph/rewards. For more information about FWD’s digital products, check out shop.fwd.com.ph.

Being the first Filipino to win the Ms. World crown, Megan Young has license to lead an ultra-glam life, but people will actually be surprised to know that she is “matipid.” In fact, she and husband Mikael “Fofo” Daez has a finance system in place where they have two bank accounts—one for expenses and one for savings. 

“I plan it out with my husband kung ano yung gusto ko, trips I wanna go on, K-pop merch na I wanna buy or new experiences na we both wanna try,” says Megan in her latest Instagram video post about living a vibrant life. That means sticking to the budget despite the “wants”. “If I know I can’t afford [the designer bag], bakit ko bibilhin?”

Megan Young inspires everyone to live a happy, healthy, and vibrant life with FWD Life Insurance.  

For Megan, planning your finances is one way to stay happy, healthy and vibrant because “you can enjoy and have peace of mind.” Why would you overcomplicate your life with unnecessary spends that’s not part of the budget?

Aside from being matipid and taking care of your finances, the actress and TV host on GMA’s The Best Ka! also included nutrition, exercise, self-care, and relaxing via traveling in her tips to lead a vibrant life in her video collaboration with FWD Life Insurance.

Megan Young puts great focus on living a healthy lifestyle.

Nutrition and physical fitness

While the rest of the world do no-carb diets, Megan considers a meal incomplete without bread or rice and dessert! (Hallelujah!). For her, we should not be depriving ourselves with the food we want to eat. “I love having carbs, carbs, carbs! And also meat and dessert. We want to make sure we treat our bodies well. We can eat 80% healthy food and 20% kung anong gusto nating kainin.” 

Rather than focusing on diets, people should focus on creating a healthy lifestyle.  A diet puts her in a mindset that she needs to eat less, which should not be the case. It all comes down to moderation. Plus, exercise. (The secret to her smashing body, perhaps?)

That’s why even if she finds it hard—often second guessing herself like the rest of us why she is even doing it—she always makes sure she works out. 

Financial planning 

When you want to experience more out of life, she says, plan accordingly. (For additional health and financial tips, check out FWD’s blog). And she did not mean just the luxuries and the “wants”. 

Plans should also include the things that are important to you and your family like your health and your future coz we can never really be sure of what can happen. “Health protection…kailangan na ring i-budget ‘yan dahil mataas na rin ngayon ang medical expenses so we make sure that we have insurance para less worries.”

And it’s important that all bases are covered. A product like FWD Vibrant Critical Illness Insurance does that, protecting you from wellness to treatment to recovery. You’re covered from before you get a health problem up to when you get diagnosed and all the way to your treatment and recovery. 

Quite impressed, Megan enumerates every benefit you’ll get from it. “With FWD Vibrant, you can get cash for health screening so that you can monitor your health; you’ll also receive cash for medicines to support your recovery in case you get sick; and for your peace of mind, you can claim up to 6x for major critical illnesses; and on top of that, you get minor critical illness coverage worth 25% of the benefit amount. So, you can focus more on your health and celebrate living!”

Megan Young on why protecting your health and finances is key to living a happy, healthy, and vibrant life.

Travel 

While planning is very important, there are times when we just need to let go and enjoy and appreciate life. As Megan advises: “Pause and take a breather!”

Taking trips abroad is when Megan gets to do this. This is the time when she and her husband can just relax and go with the flow. In her trips for instance, Megan likes to go to places that lets her get out of her comfort zone. There was even a time when they just went on a trip in Japan with no prior plans beyond the airport. After all, where they go and where they stay while abroad are not half as important as how they enjoy it. “Enjoy your time with your family and loved ones. Or even if you’re going solo, just pause and enjoy the view.” 

But don’t get her wrong. For Megan, planning is essential and is the precursor to living a vibrant life. Knowing you’re all covered—your health, finance, your family’s needs—gives you the freedom to just enjoy and let go. “We save up and take care of our health para ma-enjoy talaga namin these things. To do that, we always make sure that we work out and take care of our finances.” 

How about you? What are your secrets? Here’s a tip: start doing it! In the words of Megan, “we all deserve to be happy, healthy, and vibrant!”

Want to live a happy, healthy, and vibrant life like Megan? Set up a meeting with an FWD financial advisor to know more about FWD Vibrant and start planning for your health and finances.