Under the partnership, Bayad will continue to boost the bills payment capability of Omega BCI through its web-based application, Paymybills. Today, over 91 billers are already onboarded on the said platform, covering payments for electric and water utility, cable and internet, government contributions, loan payments, school tuition fees, online shopping, insurance, and many others.

Omega BCI President and CEO, Emmanuel Masangkay shares “Paymybills was borne out of the need to help OFWs conveniently pay for their families’ bills back home, and at the same time help them settle for government contributions, enabling them to save and invest for their future. Our partnership with Bayad, excites us as we amplify our shared  passion of helping our kababayans whether locally and globally. The greatest service we can give our stakeholders is not just to share our resources but to enable them to effectively manage their finances. Our aim is to empower people.”

“We need to help Filipinos level up.”, added Masangkay.

From his humble beginnings as an OFW in Papua New Guinea, Masangkay knows very well the value of hard-earned money, which is also the lifeblood of Bayad’s business.

Bayad President Lawrence Y. Ferrer underscored “We share a collective vision with Omega Business Consulting in elevating the quality of living of our kababayans. All our efforts in Bayad are directed towards the belief that Filipinos deserve to be rewarded for their hard work. We strive to go beyond just providing payment services by empowering families to strengthen their relationships as we drive for borderless financial inclusion.”

For financial institutions like Omega Business Consulting that are interested to be part of Bayad’s extensive channel network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing.

Bayad, the pioneer and most trusted brand in the outsourced payment collection system in the Philippines beefs up its partnership with Peppermint Innovation, an Australian company with a fintech enterprise arm in the Philippines that provides innovative, convenient, and easy-to-use payment technology platforms.

Under the partnership, Bayad will continue to boost the bill payment services of Peppermint Innovation through its mobile application Bizmoto. The Bizmoto App can both be accessed by direct users as well as accredited agents who will enable a one-stop-shop bills payment solution in their respective communities.

As Bayad and Peppermint Innovation recalibrated to a more robust system integration, the number of billers is expected to increase in the Bizmoto app, and process real-time and seamless payment transactions. Today, Bizmoto App already accepts payments for electric and water utilities, cable and internet, government contributions, loan payments, credit cards, school tuition fees, online shopping, insurance, and many others.

In addition, Peppermint will also soon be able to issue a Visa or pre-paid Visa card directly linked to a Bizmoto wallet, thereby empowering recipients to make regular e-commerce and online transactions.

Peppermint Innovation Managing Director and CEO, Christopher Kain said “Through our strengthened partnership with Bayad, we are able to further deliver on our commitment of amplifying digital financial inclusion in the Philippines.  We are thrilled to see the heights that we are yet to reach as we share the same commitment with Bayad in bringing convenient and reliable financial services for to more Filipinos.”

“Bayad’s endorsement of our Bizmoto App as an ‘easy, go to, 24/7 access platform’ reflects Peppermint’s objective of being a convenient and easy-to-use bills payment facilitator for Filipinos.”. added Kain.

Bayad President and CEO, Lawrence Y. Ferrer also shared, “We are one with Peppermint Innovation in enabling convenient and reliable financial products and services. We will further intensity our partnership as we scale up our real time bills payment services in the Bizmoto App. Ultimately, all our efforts in Bayad are anchored on our mission of providing quality of life by bridging people and businesses as we help accelerate the country’s economic recovery.”

For financial institutions and digital enterprise like Peppermint Innovation that are interested to be part of Bayad’s extensive channel network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing.

Bayad, the pioneer and the most trusted brand in the outsourced payment collection industry in the Philippines, and now a full-service fintech subsidiary of the biggest power conglomerate in the country – Meralco, was recently conferred as SSS’ Best Collecting Partner under the non-bank category during the 2022 Balikat ng Bayan Awards.

The said award giving body has been established since 1995 and has continued to recognize individuals, employers, and organizations that significantly contributed to SSS’ pursuit of its mandate, which underpins the importance of saving and investing among its members and their beneficiaries.

This 2022, SSS puts Bayad to spotlight, acknowledging the company’s consistent compliance of accurate and timely collection reports as well as its active participation in the integral programs of the institution. Apart from these, Bayad breaks records with a 9% growth rate increase in SSS contribution transaction volume from 2021 to 2022, which substantiates how Bayad ceaselessly scales up its physical and digital payment touchpoint to deliver a one stop shop payment solution to its customers. With this, SSS members can now conveniently access other bills payment services covering for various government contributions, loan, electric and water utilities, cable & internet, tuition fees, online shopping, insurance, and many others. This payment experience is also backed up by Bayad’s real-time posting feature, allowing SSS members to process and monitor instant and seamless contribution payments.

Bayad President and CEO, Lawrence Y. Ferrer underscored “All of our efforts in Bayad are directed towards the belief that Filipinos deserve to be rewarded for their hard work. We will stand with SSS in every step of the way as we elevate the financial experience of its members through convenient and secured payment transactions.”

For government, financial, and banking institutions that are interested to be part of Bayad’s extensive biller and payment channel network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing. 

The BSP added that the percentage of savers significantly declined, particularly among adults in the National Capital Region, South Luzon, and Visayas regions. “The lower incidence of savings in 2021 was recorded across geographical areas except in Mindanao, which registered an increase and surpassed all areas,” the report said.

It is in this light that Bayad, formerly known as Bayad Center -- the pioneer and industry-leader in bill payments, and the Department of Education (DepEd), advocating a financial mindset that everything must be economically and sufficiently enough, launched a comprehensive school program aptly called “Bayad: Sapat Dapat”. This advocacy reinforces the importance of financial literacy and management in the formation years of Filipino students.

Culminating the 5-year program was the recently concluded Sapat Dapat Quizbee on Financial Literacy, where majority of the secondary public and private schools in all divisions of Region 7 and Region 4A participated. The eliminations started last February 2022, with remaining 45 students competing for the finals, held virtually last September 8, 2022 under the supervision of DepEd, Bayad, and Marylindbert International, Inc.

After a series of case studies and questions on financial management, savings, and priority-setting, the City of Bogo Science and Arts Academy from Bogo Cebu emerged as this year’s Quizbee Champion, represented by its Grade 9 student, Angel L. Mollona and coach Natasha Jane Y. Estrera.

Angel shares “Ang pag-apil sa Sapat Dapat Quiz Bee sa Financial Literacy magahatag sa atong mga estudyante og maayong pagsabot sa sukaranang mga prinsipyo ug ideya kon unsaon pagdumala sa kuwarta sa wais nga pamaagi, ug sa samang higayon naga-andam kanato alang sa umaabot diin kini nga mga leksyon magamit kanato sa pagtukod ug kaugalingong pamilya ug karera.” (“Participating in the Sapat Dapat Quiz Bee on Financial Literacy gives us students a good grasp on basic principles and ideas on how to manage our money wisely, and at the same time prepares us for a future where these lessons can be applied when we build our own families and career.”)

Joining Angel in the roster of financial literacy champions are 2^nd place winner - Maria Theofannie P. Alviola of Ramon Teves Pastor Memorial Dumaguete Science High School, 3^rd place winner - Marcus L. Cionello Jr. of Mabolo National High School, 4^th place winner – Ivan C. Bunaos of Babag National High School, and 5^th place winner - Mariel Miculob of Tabalong National High School.

Cebu City Education Program Supervisor and School Governance Operations Division OIC Chief, Lyra L. Illaga shares, “We are grateful for Bayad and Marylindbert International for inviting us to be a part of the Sapat Dapat Comprehensive School Program Financial Literacy Quiz Bee. We are looking forward for a continuous collaboration as we open more doors in the development of our learners. Essentially, financial education is key in attaining youth empowerment and economic well-being, para sa bata para sa bayan.”

Bayad and DepEd’s Sapat Dapat Comprehensive School Program is on its 3^rd year of molding future financial leaders in the Grades 9 to 12 students of 40 adopted schools in Regions 7 and 4A. 

“We envision the Sapat Dapat program as a tool that will equip our students with the proper knowledge on budgeting and money matters, as these will significantly help in their financial decisions later on. By teaching both children and adults the value of financial literacy, we become instrumental in empowering Filipinos and bringing the nation’s financial awareness to the next level. This is the bigger picture. This is what we stand for,” shares Mr. Wendell P. Labre, Bayad’s AVP and Head for Corporate Branding & Marketing Services.

Bayad Chief Commercial and Marketing Officer, Dennis S. Gatuslao added, “We at Bayad recognize the role of the youth as catalysts for our economic resiliency. We will continue to strengthen our partnership with the Department of Education as we aim to broaden the provision of relevant and inclusive financial education. “

Bayad President and CEO, Lawrence Y. Ferrer also shared, “All of our efforts in Bayad are directed towards elevating the standard of living of our kababayans. We continue to push forward our cause through the Sapat Dapat Comprehensive School Program, understanding that our youth are the key drivers in nurturing a sound financial culture. We are thankful to the Department of Education for giving us the opportunity to carry on this initiative and give back to the communities that we serve.”

Bayad, a full-service fintech subsidiary of Meralco and the pioneer brand in the outsourced payment collection system in the Philippines beefs up its partnership with PLDT Global Corporation, the international arm of the country’s leading integrated telco company PLDT.

Under the partnership, PLDT Global’s one-stop-shop payment platform TINBO (Tindahan ni Bossing), enables Filipinos overseas to conveniently settle their bills for Philippine brands that are powered by Bayad. These cover payments for electric and water utility, cable and internet, government contributions, loan payments, school tuition fees, online shopping, insurance, and many others.

Through TINBO's web-based portal, tinbo.ph that's accessible across Asia, Europe and United States, customers can pay for their bills using any MasterCard or Visa debit card or credit card, or via available payment channels activated in their respective locations.

Successful registration at tinbo.ph will activate a Smart Virtual Number (TINBO Number) for the user. The TINBO number serves as a SIM-less Virtual Smart Mobile Number which allows users to receive calls and texts from family and friends, as well as secured one-time PINs (OTPs) from the Philippines.

Bayad President and CEO, Lawrence Y. Ferrer shared “With PLDT Global, we share a collective vision in elevating the quality of living of our kababayans, as we proactively scale up our real time bills payment services, to provide efficient and accessible one-stop-shop payment solution for our Overseas Filipino Workers and residents. Our partnership aims to ignite borderless connectivity, and promote financial literacy and digital citizenship.”

PLDT President and CEO, Albert V. Villa-Real added “This collaboration with Bayad would help us in providing seamless service to Filipinos overseas. It also strengthens the TINBO platform and enables migrant Filipinos to easily make transactions and conveniently pay for Philippine bills, empowering them to care for their families in the Philippines and strengthening their ties to home, even from afar.”

For financial institutions like PLDT Global that are interested to be part of Bayad’s extensive channel network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing. 

Bayad, a pioneer and trusted brand in the outsourced payment collection service in the Philippines, has forged partnership with PopTV, a mass market video-on-demand service provider that offers streaming subscription for Filipino blockbusters, classics, teleseries, KDramas, animes and diverse international content, thru its POPTV PINAS App.

The said application can be downloaded at Google Play, Huawei App Gallery, Samsung Galaxy Store, or Apple AppStore, with subscription packages that are accessible for only P20 (for 2 days), P49 (for 10 days), P99 (for 30 days), or P300 (for 6 months).

Through the said partnership, Bayad will be onboarding the subscription bills payment capability of PopTV, allowing its customers to pay thru Bayad’s over the counter touchpoints such as at Bayad Centers and at Bayad Partners. Aside from this, digital payments will also be available thru the Bayad App and its web-based bills payment facility, Bayad Online.

Bayad President and CEO, Lawrence Y. Ferrer shared, “As we face business reinvention amidst the new normal, we are proactive in building and strengthening partnerships with reliable brands like PopTV. Through our partnership, we are confident that we will enable technological and social convergence, as we provide smart entertainment solutions and convenient customer experience.”

PopTV CEO, Jyotirmoy Saha also shared “Partnering with Bayad gives us the utmost confidence to efficiently deliver our services while making entertainment an integral part of the Filipino daily life. Together with Bayad, we will redefine financial inclusion and strengthen social connectedness.”

For companies and institutions that are interested to be part of Bayad’s extensive biller network, you may send an email to partnerships@bayad.com or  call at +63 998 963 7880.  Bayad enables partners to attain nationwide presence and provides end-to-end support services - for efficient payment and collection processing. 

Despite the massive shift to digital payments during this time of pandemic, Bayad equally ensures the availability of its physical touchpoints to cater to Filipinos who still depend on cash transactions.

Aside from its Bayad Centers, Bayad has continued to partner with several industries to offer the convenience of over-the-counter transactions. In line with this, Bayad has intensified its partnership with Robinsons Retail Holding, Inc. as it recently relaunched its supermarket brand, Shopwise, establishing its name into an International Grocery Shopping Center, that offers a wider selection of imported and local products.

In first photo (L-R): Mr. Dennis G. Gatuslao – Bayad Chief Commercial and Marketing Officer, Ms. Arlene Dela Torre – Bayad Head of Group Accounts, Ms. Rosalyn L. Bilog – Robinsons Front End Systems Manager, and Mr. Wendell Kristian P. Labre, Bayad Head of Corporate Branding and Marketing Services.

The said partnership then enables the perks of having to pay bills at Shopwise Business Centers, making the shopping experience a one stop shop solution for customers who are always on the go.

Through Shopwise’s interoperability with Bayad, its Business Centers now accepts bills payment services covering brands from household utilities, government contribution, bank loans, and credit card payments. 

Apart from these, they also accept airline ticketing payment services and loading services for telecommunications and transportation.

Bayad President and CEO Lawrence Y. Ferrer shared “We at Bayad are keen in providing efficient and secured financial solutions as we respond to the ever-changing needs of our customers and stakeholders. As Filipinos gradually navigate their way in the new normal and adjust their way back to a face-to-face lifestyle, we continue to strengthen our partnership with brands like Shopwise to foster a better customer experience and drive financial inclusion.”

“We value not just the way people do payments but also all the activities associated with payments.”, added Ferrer.

“For us at Shopwise, we make it a priority to offer to our customers the convenience and access to vital services such as bills payments. Through this convenient service offering from Bayad Center, who has been our trusted partner to deliver value added services to our shoppers, we ensure that a customers’ trip to Shopwise becomes worthwhile and a truly satisfying experience for them,” shared Stanley Co, managing director of the Supermarket segment of Robinsons.

About Bayad

Bayad is the pioneer and trusted brand in the outsourced payment collection service in the Philippines, aggregating a multitude of billers into a robust system that is now being used by almost 100,000 physical touchpoints as well as millions of customers of leading digital and mobile platforms across the country. Formerly known as Bayad Center, it continues to trailblaze the industry as it evolves from an over-the-counter payment center into a full-service fintech company, offering a whole suite of financial products & services available to both consumers and businesses.

About Shopwise

Shopwise Antipolo was recently launched to bring International Grocery Shopping experience through its varied offerings of a wide array of local and imported products from US, Australia, Europe and Asia that makes for a truly unique and elevated shopping experience. In addition to food and grocery items, the store also carries a range of branded appliances, home and kitchen essentials, bed and bath, and general merchandise.

With its new store design that evokes a modern industrial look and feel for that cozy shopping ambiance, coupled with superior customer service, and what the best of modern retail has to offer, Shopwise is poised to become the go-to destination for today’s discerning shoppers.

Bayad, a full service fintech company and the country’s authority in bills payment has established partnership with Glyph, one of the largest mobile and web service providers in the Philippines that enables loading, data analytics and delivery applications for various businesses.

Through the partnership, Bayad will beef up the bills payment capability of Glyph, helping it power its e-commerce distributor channel, HanepBuhay.

With 46 store branches nationwide, otherwise known as Negosyo Centers, Hanepbuhay will now enable a one-stop-shop payment solutions covering basic utilities such as electricity and water, cable & internet, to government contributions and loan payments, school tuition fees, online shopping, insurance, and many others.

Furthermore, Bayad President and CEO, Lawrence Y. Ferrer emphasized on Bayad’s real-time payment posting feature as he shared, “We at Bayad are always looking for new ways to streamline processes that will enhance the customer experience. We leverage on the use of real-time electronic payments as we aim to provide convenience to our customers and drive forward digital financial literacy in the ever-changing economic landscape.

In photo (L-R): Mr. Gerardo Amisola - Glyph President and CEO, Mr. Constante de Luna, – Glyph Product Manager, Mr. Alejandro Chiongbian – Hanepbuhay President and CEO, Ms. Zar Castro – Hanepbuhay Chief Operating Officer, Mr. Lawrence Y. Ferrer – Bayad President and CEO, and Mr. Dennis S. Gatuslao - Bayad Chief Commercial Marketing Officer

Ferrer added, “We partnered with Glyph to make financial services more accessible to Filipinos as we aim to achieve an optimal level of financial inclusion.”

Glyph President and CEO Mr. Gerardo Amisola also shared “Through our partnership with Bayad, we are confident that we will be able to provide our distributors with opportunities to advance their payment systems, making it more accessible for Filipinos. Our partnership plays a pivotal role in educating more communities on the efficiency and convenience of adapting to digital financial solutions.”

Last February 23, 2022, Bayad was able to obtain its Payment Card Industry Data Security Standard

(PCI DSS) Certification. PCI DSS is an information security standard for all business entities that handles card information. The said security standard certification was thoroughly assessed by SISA, a forensics-driven cybersecurity company specializing in risk assessment, security compliance & validation, monitoring & threat hunting, as well as training for various payment security certifications. With SISA’s impeccable credibility, the assessment has proven that Bayad provides reliable service solutions. Bayad has deployed multi-factor authentication, key management system, data at rest encryption, secure wipe solutions, and web application firewall that are critical features in passing for the said data security standard certification.

According to Bayad Chief Information Security Officer, Mel Migriño, “This milestone is a validation of Bayad’s upgraded cybersecurity posture. Bayad has undertaken unprecedented efforts to address the growing cyber risks in the financial services industry. Hence, this feat is imperative in providing assurance to our customers that digital trust is paramount for Bayad.”

Bayad President and CEO, Lawrence Y. Ferrer also shared. “The cybersecurity measures we implement enables us to confidently innovate and co-create projects with various stakeholders centered on our goal of maintaining a frictionless customer experience. We value the trust that our customers and our partners give us, that is why we want to make sure that we follow a holistic approach to system design that incorporates technical safeguards.”