Saving Money has neever been this easy with Cebuana Lhuillier Micro Savings!

Tuesday, August 30, 2022


Even when I was a kid, I was taught by my parents to save money. No matter how much it is, it is better than nothing. This practice became a habbit up until now that I am a grown up. Whenever I need to buy something for myself or a gift for someone, I save for it and the experience is very rewarding.

From saving coins to piggy banks, now I am looking for more ways to save money so that I can buy something out of all my savings. 

I am now eyeing this Xiaomi Pad 5 that I am planning to give for my Mom so that she can easily check her Facebook and watch videos online as well since this has a wider screen, she can easily browse online. Now, what I need is a microsavings account where I can save my extra money without going through the hassle of requirements, opening account fee and more. 

I came across this photo of Cebuan Lhuillier Micro Savings on Facebook and decided to give it a try since I am also familiar with most of their services. We have tried pawning my Mom's jewelries here in the past to pay for my tuition during my college days plus we also gonto Cebuana Lhuillier when we send money to our relatives in the province. So, I am quite sure that this micro savings is another amazing offering of Cebuana that is perfect for every Juan like me. 

Good things, a few steps from where I live there's a branch of Cebuana Lhuillier and I opened an account.  Cebuana Lhuillier Micro Savings aims to provide easier banking access to Filipinos. It is a product of Cebuana Lhuillier bank, the banking arm of Cebuana Lhuillier. It is a regular savings account but doesn’t require maintaining balance. Account holders can deposit and withdraw anywhere at their most convenient time with Cebuana Lhuillier’s network of more than 3000 branches nationwide. As a Micro Savings account holder, you can also pay cashless using your card in any of 350,000 Unionpay and Bancnet accredited retail stores and withdraw in any of  21,000+ Bancnet ATM nationwide.

Micro Savings provides Filipinos with a more convenient and affordable means to save their hard-earned money.  Filipino citizens as young as 7 years old are qualified to open a savings account, which can be considered as a “kids savings” or “junior savings” account in banks.

How to open a Micro Savings account at Cebuana Lhuillier 

How to open a Micro Savings account?

Go to any of Cebuana Lhuillier’s 2,500 branches nationwide and fill-out the Client Customer Information File Sheet and bring the following:

  • 1 Government issued ID
    • Birth Certificate (applicable to minors only)
    • Student ID (applicable only if student is currently enrolled)
  • P50 minimum initial deposit
  • P150 card fee (for clients w/o 24k card), P75 for card upgrade

How to deposit?

  1. Fill-out the form indicating the money you will deposit and give it to the branch personnel
  2. Insert your 24k card in the POS terminal
  3. Get the completed deposit slip

How to withdraw?

  1. Fill-out the form with the desired amount you wish to withdraw
  2. Insert your 24k card in the POS terminal and type your PIN number
  3. Receive the money from the branch personnel

How to check balance?

Option 1: You may visit our Cebuana Lhuillier’s 2,500 branches and use the POS terminal to check your balance.
Option 2: You may log in to your account on the eCebuana app and tap on ‘Micro Savings’.

Voila! In just about 5 minutes, I already have my very own Micro Savings Account. This is where I will be saving my money so that I can buy the Xiaomi Pad 5 that I can give to my Mom. 
Since Cebuana Lhuillier Micro Savings is powered by Bancnet, you can withdraw at any atm machines under Bancnet across the country. 

I also downloaded the Cebuana Lhuillier xpress app so that I can manage my account easily, anytime and anywhere. Just download the app via Google Play or Ios. 

Now, saving money has never been this affordable, hassle-free and very convenient as well. I am also gratefull to the Cebuana Lhuillier staff because they are very helpful and friendly. This is probably the reason why we have been a patron customer for years now because not only do they have good services for sending money, pawning and savings, they also have trust-worthy people ready to serve even Filipinos. 

You too can have the IPON POWER that I have. Just visit any Cebuana Lhuillier branch near you! Happy saving! 💙


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